Electronic Signature, records and discloser consent for Brainyloans.com (E-Consent)

Please pay close attention and read this information carefully and you can either print a copy or save it for future and you can reference this page for information. You are applying or submitting to be connected with one of our third-party lender or lending partners, in order to offer you a loan the lending partners need your consent to use and accept electronic signatures, records, and disclose the Electronic Signature (E-Consent).

This form and E-Consent informs you of your right when receiving electronic disclosure, notices and information helping you make the loan process more simple.

By Clicking on the links you indicating that you agree with our terms, you also confirm that you have agreed with this E-Consent and that you agree to conduct transacting using electronic signature, electronic disclosures, electronic record and electronic contract documents and disclosures.

You are offered the option to receive disclosers in paper copy by reaching out to the third- party lenders or lending partners directly.

The lender or lending partners will provide you with the necessary paper copy, this option may come with a fee to cover the cost of getting paper copies. Lenders are required to by law to keep all Disclosers and records on file.

The extent of this Consent.

The Electric Consent is applied to all interaction online between you and the third-party lender or lending partners, which includes those conducted on mobile devices such as phones, smartphone and tablets.

By using our website your giving this E-Consent the lender or lending partners can process your information and conduct all online interaction with you electronically.

This may also mean that lenders or lending partners will send you electronic notices regarding its interactions and transactions. Disclosures may be made available online on our website or the lenders or lending partners website and can also be sent via email.

Agreeing to conduct business electronically.

Before Agreeing To conduct business electronically with the lender or lending partners, its important to ensure that you have the necessary hardware and software capabilities as outlines on this page.

System and technology needs.

To access and save the Disclosures electronically, you will need the following computer equipment and software: a compatible computer or device that can access the internet, an email account, and an internet browser software that supports 128-bit encryption such as Internet Explorer, Chrome or Mozilla Firefox.

Some documents may require a PDF reader like Adobe Acrobat Reader X. You’ll also need a printer or a storage device, like a computer’s hard drive, to keep a copy of the Disclosures for future reference.

If you have any questions about the hardware and software requirements, you can contact the third-party lenders or lending partners directly.

Revoking agreement.

Once you give your Electronic Signature consent (E-Consent) for our connecting services and for our third party lender or lending partner to consider your connection request, it cannot be withdrawn as it is one-time action.

You are able to remove your E-Signature consent at anytime without any charge from any of the lenders or the lending partners. However if you remove the E-consent during or before credit application, you may not be able to obtain credit from that lender or lending partner.

If your looking to withdraw the E-consent you will be required to contact the lender or lending partners directly. Removing the E-consent will not affect the legal validity and enforceability of any previous electronic disclosures.

Updating your contact details.

If information is changed you should keep third party lender or lending partners updates of the changes in your information such as address, electronic address, phone and such information.

You are able to check that information by logging into the lender or lending partner website directly or by having a written mail or email update.


YOUR CAPABILITY TO ACCESS DISCLOSURES. BY CLICKING THE LINK, YOU ARE AGREEING TO OUR TERMS. YOU CONFIRM THAT YOU HAVE THE ABILITY TO ACCESS THE DISCLOSURES IN THE FORMATS SPECIFIED ABOVE.

CONSENT AGREEMENT.
BY CLICKING THE LINK, YOU ARE CONSENTING TO THE TERMS OUTLINED. YOU CONFIRM THAT YOU HAVE READ AND UNDERSTAND THE INFORMATION PROVIDED ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND CONDUCTING BUSINESS ELECTRONICALLY.

YOU AGREE TO USE ELECTRONIC SIGNATURES, RECEIVE ALL DISCLOSURES IN ELECTRONIC FORM AND CONDUCT BUSINESS WITH THE LENDER OR LENDING PARTNER ELECTRONICALLY.

YOU ALSO ACKNOWLEDGE THAT YOU HAVE THE OPTION TO REQUEST A PAPER COPY OF THESE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU FREE OF CHARGE. IF YOU CHOOSE NOT TO PROCEED, IT MEANS YOU DO NOT WISH TO USE ELECTRONIC SIGNATURES OR CONDUCT THIS TRANSACTION ELECTRONICALLY.

ADDITIONALLY, YOU UNDERSTAND THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS NECESSARY TO RECEIVE SERVICES FROM THIRD-PARTY LENDERS OR LENDING PARTNERS OVER THE INTERNET.

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