By submitting a loan request on this site, you acknowledge, agree, recognize, accept and authorize that:
- Your are making request for a loan or loan service, and that the loan request is a business transaction initiated by you.
- When you made your loan request and all the information that is provided by you might be displayed to multiple lenders, lending partners and other marketing partners that might be associated in our network or other financial networks. This is done simultaneously or ever time so that we or our partners can decide if they should offer you a loan or provide other financial products for you.
- You are giving written authorization under the Fair Credit Reporting Act and other applicable laws for BrainyLoans.com’s Partners, including but not limited to the Partners listed, to acquire consumer reporting and other related information about you from one or more consumer reporting agencies (such as TransUnion, Experian and Equifax) for the purpose of verifying your identity, evaluating your eligibility for a loan, determining your current debt levels to calculate your debt-to-income ratio, and making other pre-qualification or credit decisions.
- The Loans partners might reveal applicants loan information which may included funding status, loan approval and more.
- Many users of this site might not meet the qualifications for the loans type or amounts they have requested.
- There are lenders that can offer lower amount than was requested by the borrower.
- Terms you might receive for your loan request are only determined by our lenders or lending partners not by us.
- You should closely examine the loan offers and explore all of your loan options and determine if this is the right loan for you or see alternatives available to you.
