Condition of Usage (Terms of use)

BrainyLoans.com, also know as “we” or “our” operates and maintains the website name www.BrainyLoans.com, referred to as the “Site”.

The site is offered to you for free it provides information and by accessing it and using it you understand and accept our terms of condition and notice outlined in our terms of use. By accessing the website you accept and agree to the following.:+

Goods and services offered

You acknowledge that BrainyLoans.com is not a lender and does not issue any of the financial products featured on the Site.

Any products or services advertised on the Site or provided to you after receiving a financial product from an issuer are the sole responsibility of the respective vendors and service providers.

LOAN APPLICATION REQUEST ACCEPTANCE POLICY

Receiving electronic or other forms or order confirmation does not indicate that you have been accepted nor does it give you confirm of any funding offers.

BrainyLoans.com reserves the right accept or decline your loan request at any time for any reason, without any notification even after your application was filled out. Application may require verification or additional information before your application is accepted by lender or lender partners.

BrainyLoans.com is not liable for loan requests that are not funded or unsuccessful funding process that are resulted from individual inability to qualify for the funding with the lender. Applicant understand that BrainyLoans.com is just an affiliate website and only offer information and marketing for the lender or lender partners.

CREDIT CHECK – FCRA COMPLIANCE
By submitting your information to Brainyloans.com, you are giving your explicit written permission, as per the Fair Credit Reporting Act, for selected lenders, lending partners, and affiliates to whom you are connected to access your consumer credit profile or other information from credit bureaus that are linked to your inquiry.

PROCEDURE FOR VERIFYING INCOME

When you apply for a loan through BrainyLoans.com you will be require to provide information about your current financial situation and about your personals income and will be required to submit it to BrainyLoans.com about your income. Information submitted to us will be shared with lender or lending partners that we work with to determine the appropriate loan options for you. Some by not all lenders may or will require verification of your income before giving you the loan. By submitting your personal income information to BrainlyLoans.com your agreeing that the information is accurate. Brainyloans.com does not need or require income verification, but you agree that lenders and lending partners may ask for proof of income which will need to be provided. Proof of income can be paystubs or bank statements to verify the income you have provided. Proof of income may be required to receive a personal loan. Your not required to disclose any alimony, child support, or separate maintained income if you choose not to BrainyLoans.com.

ELECTRONIC SIGNATURE CONSENT (E-CONSENT)

By using the services provided through the Site, you agree to receive electronic disclosures, notices, or other records that we, our lenders or our third-party partners are legally required to provide to you in writing regarding your loan request or the loan itself (such as disclosures required by the Truth in Lending Act and the Equal Credit Opportunity Act), referred to as “Disclosures.” Each time you submit a loan request through BrainyLoans.com, you consent to receive electronic Disclosures about that specific loan request and the resulting loan, if any. Your consent does not apply to any future transactions with us, our lenders, or our third-party partners. Our lenders or third-party partners may ask you to agree to an additional electronic consent agreement. It’s your responsibility to read and understand the terms of these additional consent agreements.

LIMITATIONS

To use the features you must be 18 years old or older and be legal resident of united sates to submit a loan request. You agree not to use this Site or any content contained in it for any illegal or impropriate activities.

COMPLIANCE WITH LAWS

By using the site you agree to comply and understand purchasing product or services through its site or third-party affiliate you understand and agree to abide by all applicable laws, regulation, and ordinances. BrainyLoans.com may, in its sole discretion , report any violation to the appropriate authorizes. If BrainyLoans.com becomes or made aware of potential or suspected violation of these Terms of use or its privacy policy, BrainyLoans.com may but is not obligated to perform and investigation to the situation. When an investigation is performed BrainyLoans.com may suspended services to any customer or borrower being investigated or remove any material from its servers. You agree and understand that you fully will cooperate with any such investigation. Any violation of the Terms of Use Or Privacy Policy Can result in criminal or civil penalties.

INTELLECTUAL PROPERTY RIGHTS

Intellectual properties on this website, including trademarks, titles, characters, trade names, graphic, designs, software, text and images are protect and owned by BrainyLoans.com, its licensee, or third parties who have been authorized to use them on their website. Brainy Loans Allows and grants you permission to view and make copies of any documents, pages, images or other material or content on this site for the purpose of obtaining a loan or getting any products associated with our affiliates. However BrainyLoans.com reserves all other right to this site and its content with affiliates. Without any prior written consent from BrainyLoans.com you may not distribute, display, transmit, or disseminate any of the aforementioned documents, pages, images, materials or content anywhere. Except as explicitly state on the site, nothing contained on this site shall be interpreted as granting any rights or licenses under any trademark, copyright or other intellectual property rights.

LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES

BrainyLoans.com Makes a reasonable effort to ensure the accuracy of the information on this site, but will not or cannot guarantee such accuracy displayed on the site. BrainyLoans.com is not able to guarantee the accuracy, reliability or any other aspects of the content on the site. Brainyloans.com makes no representation regarding its use or result. NEITHER BRAINYLOANS.COM NOR ANYONE ELSE INVOLVED IN CREATING, PRODUCING, OR DELIVERING THIS SITE SHALL BE HELD LIABLE FOR ANY DIRECT, INCIDENTAL, OR SCONSEQUENTIAL, SPECIAL, INDERCT, OR PUNTIVE DAMGES RESULTING FROM YOUR ACCES OR USE OF THIS SITE. ALL CONTECT ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED, INLUCDING BUT NOT LIMITED TO ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTIULAR PURPOSE OR NO-INFRIGMENT. THESE EXCLUSION AND LIMITATION ARE APPLIED TO THE FULLEST EXTENDT PERMITTED BY LAW.

THIRD PARTY CONTENT

BrainyLoans.com site may include or contain links to other sites that are maintained by third party parties. BrainyLoans.com is not responsible for the information or content or privacy policies of those site that we link to and providing these links should not be considered as an endorsement or recommendation of these sites or any products or services they offer, or any parties associated with them and will not hold BrainyLoans.com and their representatives liable for anything.

PRIVACY

The BrainyLonas.com privacy policy, which can be found at https://www.brainyloans.com/privacy-policy, applies to any date provided through the site. Our privacy policy will outline your right and BrainyLoans.com responsibilities with regards of your personal information. BrainyLoans.com will not use your information in a way that conflicts with the privacy policy sated purposed and limitation. You understand and agree that Brainyloans.com may modify the privacy policy at any time and by continuing to use the site after such modification takes effect, you accept these changes. If you do not agree with any modification made by Brainyloans.com you should stop using the website.

SECURITY

BrainyLoans.com uses secure websites and technology to safeguard your personals information. But BrainyLoans.com will not or cannot guarantee that neoformation you have submitted to this site or affiliate sites will not be intercepted or decrypted by other so information should be entered at your own risk. BrainyLoans.com tries to take reasonable measure to ensure that the security of any information submitted to this site but it will not be held responsible for any unitarized access or decoding of this information. By submitting the information you understand the risks of unauthorized access of this website. Applicant or user of the website understand that BrainyLoans.com may use messaging software’s that should provide safe and a secure link to the applicant but does not guarantee any breech of information. You will be able to cancel the SMS services at any time by contacting us or sending stop messengers to the messaging software. BrainyLoans.com and carries will not be help liable for any delayed or undelivered messages, data rates may apply when using messaging platforms. If you have any further questions please view our privacy policy.

USE OF THE WEBSITE

BrainyLoans.com is not your representative or the representative of the issuer or any loans or personal loans and is not in any relation to your decision to obtain a loan or other financial offering. Brainyloans.com may receive compensation from third parties for goods, facilities or other services that is provides to them under sperate agreement. BrainyLoans.com typically will receive a fee from lender or lending partners that you may be connected with or obtain a loan with with our referral links. Goods facilities or other services may or may not have any relation to your use of the site. You understand and agree to these compensation arrangements, regardless of whether they are related to your use of the site or not.

JURISDICTION AND LEGAL VENUE

This sentence states that any legal action taken against the company “Brainyloans.com” will be governed by the laws of the state of Washington, and that the jurisdiction and venue for any legal proceedings will be a federal or state court located in Washington. It also notes that the company does not make any representations that the content on the website is appropriate for access outside the United States, and that individuals who access the site from outside the US are responsible for compliance with local laws. The sentence also mentions that if any part of the terms of use is found to be invalid or unenforceable, it will be removed and the rest of the terms will still be enforced.

MODIFICATION TO THE TERMS

BrainyLoans.com has full right to modify these Terms of Use from time to time without any prior notice. If the site is used after the updated Terms of use will mean your acceptance of and agreement to any new changes to the terms and condition.

INDEMNIFICATION

When you use the website, you are agreeing to protect and compensate BrainyLoans.com, its subsidiary companies, affiliated organizations, officials, representatives and other partners and employees from any losses, liabilities, claims or demands, including reasonable lawyer fees, that may be made by a third party as a result of your use or attempted use of the website. This includes linking to another site or uploading any content to the website.

VIOLATION OF THE TERMS OF USE

By accessing this website, you agree and understand that BrainyLoans.com has the right without any prior notice to end or terminate your access to this website and any services offer in it. This includes and not limited to removing any content you have provided without any prior notice. If there is believe that your context violates the terms of use or privacy policy, or if your having a disruptive behavior or any broken the law or the right of Brainyloans.com or their affiliates and users.

MISCELLANEOUS

BrainyLoans.com retains all right that have not been explicitly granted. The headings in these terms of use are for convenience only and should not affect the meaning or interpretation of the terms and terms of use. If a party does not enforce a provision of these terms, it will not be considered as a waiver of that providison or any future rights. If any provision of these terms is found to be invalid or unenforceable, it will not affect the rest of the terms, which will remain in full effect. These terms of use and the privacy policy make up the entire agreement between the parties and replace any prior agreements, written or oral, related to the subject matter.

CONTACT INFORMATION:
BrainyLoans.com
sales@brainyloans.com

BrainyLoans.com Understand and values the protection of consumer personals information and the proper responsible use of the information. We do do send email updates and use it for follow backs and promotions. You can always upon of the email to not receive any more emails. Hope the following information climates all or if any concurs that you had regarding our practices of consumer personal information. BrainyLoans.com and is affiliates website only collect customer information though an opt-in or opt-out process. Consumers willingly provide all personal information. We also obtain personal information from third parties that should abide by the same guidelines be sure to visit the partners that you choose websites for more information.

We include information about the source of the email and clear instructions on how to unsubscribe from future emails in all communications sent to consumers. This unsubscribe will located in the bottom of the email. If you have any troubles please contact us directly.

BrainyLoans.com may enter into a Privacy Policy with third-party websites to allow consumers to opt-in to our marketing program on those sites. When this happens, we ensure that the third-party websites assure us that the consumer data was obtained through voluntary registration and/or co-registrations. We also require that the third-party websites have the right to transfer the consumer data to us under their privacy policy, and that BrainyLoans.com has the right to send marketing offers to the consumer.

Hopefully the information provided above is satisfactory with you if you have any questions or concerns about our E-mail practices and wish to discuss this further please contact us.